A. It depends, everyone's situation is different. But we can see a change as soon as 45 days into the process. On average it can take anywhere from 2-3 months to see improvements.
A. Yes there is hope. After a bankruptcy we have an excellent program which rebuilds your credit.
A. In todays times credit is everything. From purchasing your home, car, renting a home or getting a job. Credit is a vital part in order to get most of your major purchases.